Saving money ranks high on most of our lists of New Year’s Resolutions. Create a family budget immediately. A snapshot of what you make and spend is critical. Who wants to be bothered with a budget? It takes time to ex-amine what you spend, where you spend it, and how much (or how little) you…
Money Saving Tip for 2016: Pay Attention to the Little Things
Oh, and we spent too much on some things. Some of the ways it happened were small—others, not so much. However it occurs, it’s important to know where we collectively spend so we can make the tweaks to fix it. Here are a few big ways Americans spent money this year.
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Real Estate Investing
The Chartered Financial Analyst (CFA) Institute categorizes real estate as an alternative investment that includes residential and commercial properties as well as mortgage-based securities and real estate investment trusts. For most real estate investors, these investments are characterized as income-generating properties that see revenue from rent earned and capital appreciation from the increase in market…
HOW THE FED’S MOVE WILL AFFECT THE REAL ESTATE MARKET
Interest rates are affected by the following three factors: the bond market, the Federal Reserve, and the health of the economy. On December 16, 2015 the Federal Reserve announced that it would be raising the federal funds rate by .25 percent. Here’s how this announcement will affect the real estate market. What does this mean…
Ask the Experts: Best Return on Remodeling Investment
With home prices up in Orange County, especially in Huntington Beach, Newport Beach, Fountain Valley, Westminster, Garden Grove and immediate surrounding areas, the return on remodeling investments at resale is wonderful. Making little changes can have big impacts when it comes to remodeling your home to sell. Do you want to enjoy your updates for a…
Renovation Realities