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Working with Stovall Team Makes All the Difference

By Tarah Stovall | Published: February 24, 2020

Choosing the right real estate professional is one of the most impactful decisions you can make in your home buying or selling process.  The Stovall Team  will explain current market conditions and break down what they will mean to you and your family. If you’re considering buying or selling a home in 2020, make sure…

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How the Housing Market Benefits with Uncertainty in the World

By Micah Stovall | Published: February 13, 2020

Life is tough. It’s hard to listen to today’s news without hearing about the uncertainty surrounding global markets, the spread of the coronavirus, and tensions in the Middle East, just to name a few. These concerns have caused some to question their investment plans going forward. As an example, in Vanguard’s Global Outlook for 2020, the fund explains,…

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Where Have All the Houses Gone?

By Micah Stovall | Published: February 7, 2020

Now is a great time to consider putting your home on the market. The competition (number of houses on the market) has not been this low in decades. It’s best not to wait for the inventory (both existing homes and new construction) to increase in the spring, as it always does.The supply of homes for sale is at a historic low. Buyer demand is surprisingly strong. Now would be a great time to sell.

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Three Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey

By Micah Stovall | Published: February 5, 2020

The Stovall Team has strong relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time
While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.

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The #1 Reason It Is Difficult to Find Your Dream Home

By Micah Stovall | Published: January 24, 2020

Whether you’re a first-time buyer or a seller thinking of moving up or down, 2020 could be your year and I am here to help.

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How Buyers Can Win By Downsizing in 2020

By Micah Stovall | Published: January 22, 2020

If you’re planning a transition into a smaller home, the twin trends of low mortgage rates and rising home equity can kickstart or boost your plans, especially if you’re anticipating retirement soon or just want to live in a smaller home that’s easier to maintain. Let us help you.  As your Realtor, I am living the market daily. If you’re considering selling your house, we should sit down and chat and help you confidently determine what will be the best choice for you and your family. Call me today at 714.343.9294.

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