Whether you’re a first-time buyer or a seller thinking of moving up or down, 2020 could be your year and I am here to help.
Category Archives: Buyers
The #1 Reason It Is Difficult to Find Your Dream Home
Also posted in First-time Home Buyers, Sellers
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How Buyers Can Win By Downsizing in 2020
If you’re planning a transition into a smaller home, the twin trends of low mortgage rates and rising home equity can kickstart or boost your plans, especially if you’re anticipating retirement soon or just want to live in a smaller home that’s easier to maintain. Let us help you. As your Realtor, I am living the market daily. If you’re considering selling your house, we should sit down and chat and help you confidently determine what will be the best choice for you and your family. Call me today at 714.343.9294.
Also posted in Sellers, Tips for Sellers
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Homes Are More Affordable Today, Not Less Affordable
Whether you’re thinking about buying your first home or moving up to the home of your dreams, don’t let the false narrative about affordability prevent you from moving forward. From an affordability standpoint, this is one of the best times to buy in the last 30 years. Call me today 714.343.9294. If you’re considering selling your house or buying a house, we should sit down and chat and help you confidently determine what will be the best choice for you and your family.
Also posted in Sellers
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The New Spring Real Estate Market is Here. Are You Ready?
There is a lot of speculation in the market about why the search for a home is shifting to an earlier start. The one thing we do know is if you’re thinking about buying or selling a home this year, the earlier you get started, the better.
Also posted in Sellers
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3 Reasons to Use a Stovall Team in a Complex Digital World
As your Realtors, we are living the market daily. I see between 5-50 homes every single week-approximately 1,100 homes per year. I can help you maximize your investment, even if you are not planning to sell anytime soon. Locally, inventory is low, meaning there is less than the 6-month housing supply needed for a normal market. This drives buyer demand, creating a perfect time to sell. If you’re considering selling your house, we should sit down and chat and help you confidently determine what will be the best choice for you and your family. Call me today at 714.343.9294.
Posted in Buyers
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Three Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey
The Stovall Team has strong relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”
Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:
Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time
While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.