Tag Archives: Micah Stovall

Three Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey

By Micah Stovall | Published: February 5, 2020

The Stovall Team has strong relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time
While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.

Posted in Buyers | Also tagged , , | Comments closed

Is A Bigger House Within Your Budget?

By Micah Stovall | Published: December 5, 2019

At this time of year, many families come together to celebrate the season.  With our recent rain and cold weather it’s also the time when many realize their homes are just not quite big enough to host all of their guests and loved ones. Are you one of those homeowners dreaming for a larger space…

Posted in Real Estate News | Also tagged , , , , , , , , , , , , , | Comments closed

3 Reasons to Use a Stovall Team in a Complex Digital World

By Micah Stovall | Published: October 17, 2019

As your Realtors, we are living the market daily. I see between 5-50 homes every single week-approximately 1,100 homes per year. I can help you maximize your investment, even if you are not planning to sell anytime soon. Locally, inventory is low, meaning there is less than the 6-month housing supply needed for a normal market. This drives buyer demand, creating a perfect time to sell. If you’re considering selling your house, we should sit down and chat and help you confidently determine what will be the best choice for you and your family. Call me today at 714.343.9294.

Posted in Buyers | Also tagged , , , , , , , , , , , , , , , , , , | Comments closed

Homeownership is the Top Contributor to Your Net Worth

By Micah Stovall | Published: October 8, 2019

At Stovall Team no detail is overlooked. In addition to providing interior design consultation- staging, we leverage a network of trusted professionals to bring out the best in any property and ensure our sellers receive the highest possible return on their Investment. We will educate you on what needs to be done to have a successful sale of your home. There are many components to a successful real estate transaction; you can count on us to be there every step of the process and make sure no detail is overlooked. Call us today at 714.343.9294 and visit stovallteam.com

Posted in Buyers, Real Estate News | Also tagged , , , , , , , , , , , , | Comments closed

MID-YEAR HOUSING MARKET UPDATE: THREE THINGS TO KNOW TODAY

By Micah Stovall | Published: September 9, 2019

The list goes on and on. In today’s housing market, it’s actually a great time to shift your thoughts toward selling your house and moving up into the home of your dreams. We have a finger on the pulse of the market and will make your buying or selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear. You  deserve open lines of communication.  Today’s real estate market is highly competitive.  Having a  professional who’s been there before to guide you through the process is an important step that will give you a huge advantage! Call us today at 714.343.9294.

Posted in Buyers, Sellers | Also tagged , , , , , , , , , , , , , , , , , | Comments closed

Inventory in the Current Market

By Micah Stovall | Published: September 1, 2019

If you’re  thinking of selling, now may be the time. Demand for your house will be strong during a period when there is very little competition, ideally leading to a quick sale and a great return on your investment. If you are  considering listing your home for sale please remember that who you work with matters! Our primary goal is to deliver the highest level of service available to each and every one of our clients. We strive to make each of our listings the best they can be. Is now the time for you to make your move?  Call Micah Stovall at Stovall Team today at 714.343.9294 to discuss your options.    

Posted in Real Estate News | Also tagged , , , , , , , , , , , , , , , , , | Comments closed