Category Archives: First-time Home Buyers

Younger Generations Rate Home Ownership Higher

Younger Americans place more importance and hold more favorable views toward home ownership than older generations, according to a new survey from Prudential Real Estate of about 5,000 potential buyers and sellers. About 77 percent of those aged 25 to 34 and 78 percent of those aged 35 to 44 rate home ownership as “very important.”…

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Don’t Let House-Hunting Break Your Heart

This time of year love is on the minds of many. For those who are house-hunting, it can be a whirlwind romance that’s hot from the minute you see the home’s curb appeal. But don’t let the seduction of a good-looking landscape make you want to tie the knot without a bit of courtship. House-hunting…

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Housing Trends to Watch in 2013

Orange County Real Estate Trends to Watch in 2013

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Tips For A Smooth Home Loan Approval

The following DO’s and DON’Ts may help avoid delays with your loan approval. DO’S: 1. DO continue making your mortgage or rent payments on time 2. DO stay current on all existing accounts 3. DO keep working at your current employer 4. DO keep your same insurance company (if this is a refinance) 5. DO…

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If It Sounds Too Good: Top 6 Mortgage Mistakes

During the 2007-2009 financial crisis, the US economy crumbled because of a problem with mortgage foreclosures. Borrowers allover the nation had trouble paying their mortgages. At the time, eight out of10 borrowers were trying to refinance their mortgages. Even high-end homeowners were having trouble with foreclosures. Why were so many citizens having trouble with their…

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Millennial Generation: Housing Desires & Rental Needs

Millennials are expected to outnumber Baby Boomers 78 million to 56 million by the year 2030. The Millennials (those born 1980-1995, approximately) share some specific desires regarding their housing needs. Some young people can’t qualify for a loan or can’t afford a down payment and must rent. Others can afford to buy a home but opt to rent while they find their place in the…

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