The more we spend unnecessarily, the less money we save for our true priorities and future needs. That’s especially important in challenging economic times. BusinessWeek asked financial advisors for tips on how to reduce expenses and boost savings. As we incorporate more and more of these tips into daily life, the savings add up. Changing spending habits can be difficult, but here are suggestions to get started especially important in challenging economic times. BusinessWeek asked financial advisors for tips on how to reduce expenses and boost savings. As we incorporate more and more of these tips into daily life, the savings add up. Changing spending habits can be difficult, but here are suggestions to get started. Fountain Valley
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The “latte factor” simply means you make your own coffee. You don’t have to entirely ban drinking coffee, but skip it as often as possible unless you make it at home. Also, bottle your own water: Drinking water is good for your health. If you are not happy with tap water, invest in a water filter – in the long run it can save a lot of money.
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Track Every Expense. Financial advisors say the best way to control your spending is to know precisely where all your cash is going each month. Make a budget and stick to it. Meal Plan for your week/month and make a list before going shopping: Buy in bulk & buy generic whenever possible.
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Borrow books from the library: Whenever possible, borrow your books instead of buying them. The card to your local public library is free and our local libraries are well stocked.
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Cut Utility Bills, Especially Electricity. Experts are full of advice on lowering electricity and heating bills: Buy efficient light bulbs; lower the thermostat; turn off the air conditioning whenever possible; turn off lights and unplug appliances when not needed.
By Micah Stovall
What is Pinterest? What does it have to do with Stovall Team?
What is Pinterest? Pinterest is a Virtual Pinboard.
Pinterest lets you organize and share all the beauti-ful things you find on the web. People use pinboards to plan their weddings, decorate their homes, and organize their favorite recipes.
Best of all, you can browse pinboards created by other people. Browsing pinboards is a fun way to discover new things and get inspiration from people who share your interests. source: www.pinterest.com
So what does Pinterest have to do with Real Estate and Stovall Team? Well, it’s a great source of crea-tive ideas for remodeling, updating, decorating, and organizing your home. Not only can you “pin” furniture, patterns, or inspiration that you find, but you can explore what other people have pinned to their boards.
Are you using Pinterest? Need an invite? Join the Stovall Team at www.pinterest.com/StovallTeam on Pinterest as we highlight our amazing listing features, organizing tips and much more Pinterest is practical and it is full of wonderful inspiration for home improvement projects and much more.
Fountain Valley
By Micah Stovall